Philippines
In Other Countries:
Eligible newly acquired Home Credit Card and HCQWARTA customers who pay at least ₱1,000 to an ECPAY-accredited biller from 1-30 September 2026 receive 100 Loyalty Points, with 1 point equal to ₱1. Customers must have received the official invitation and keep the account active and current. Points are credited on the published schedule and unused points expire on 1 September 2027.
Home Credit Philippines advertises 0 % interest instalment options on selected products through participating stores and its app. Availability, down payment and final approval depend on the applicant, product and merchant.
Home Credit Philippines advertises product instalment shopping up to ₱80,000 across more than 18,000 partner stores, with approval promoted as fast as one minute and at least one valid ID required. These are maximum and speed claims, not guaranteed approval.
Once you find a coupon to your favorite store or merchant, you can click to view and copy the code.
Enter the code on the merchant’s website and you get the discount.
It’s that simple. The discount is deducted from the price and you save money.
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